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Considerable savings can be made by adopting simple cost-effective techniques for minimising industrial waste during the production processes.

• Updated: 1 April 2006

Find out if simplified expenses suits your business. Compare what expenses you can claim using simplified expenses with what you can claim by working out the actual costs.

Work out how much money you'll get when you retire and plan ahead - State Pension, Pension Credit, National Insurance

• Overview

  A pension is a way to save money for later in your life. You may be able…

• Your pension options

  You can pay into as many pension schemes as you want. It depends on how…

• Private pension schemes

  Workplace pensions and personal or stakeholder pensions are a way of…

• Pensions from the government

  The pension you get from the government (‘State Pension’) is based on your…

• Working past State Pension age

  You might decide that you do not want to stop working when you reach State…

• Get help

  When planning your pension and retirement income you might need help with:…

Types of ISA available, the tax-free ISA allowance, withdrawing money and transferring ISAs

Get help with savings if you're on a low income (Help to Save) - how it works, what you'll get, eligibility, how it affects your benefits and how to apply online.

Find out how to make sure that your charity’s money is safe, properly used and accounted for.

• Updated: 2 November 2020

Debts you owe (for example court fines, rent or Council Tax) can be deducted from your benefits – sometimes called third party deductions or Fuel Direct

Find out about making investments for someone who does not have mental capacity.

• Updated: 28 May 2019

How to manage and review your charity's connection to a non-charity.

• Updated: 29 March 2019

Free and impartial help with money and pensions.

• Updated: 21 December 2017