We use some essential cookies to make this website work.
We’d like to set additional cookies to understand how you use GOV.UK, remember your settings and improve government services.
We also use cookies set by other sites to help us deliver content from their services.
You have accepted additional cookies. You can change your cookie settings at any time.
You have rejected additional cookies. You can change your cookie settings at any time.
Departments, agencies and public bodies
News stories, speeches, letters and notices
Detailed guidance, regulations and rules
Reports, analysis and official statistics
Consultations and strategy
Data, Freedom of Information releases and corporate reports
Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.
If you’re a homeowner or have bought a shared ownership property, you…
If you qualify for Support for Mortgage Interest (SMI), you’ll usually get…
To be eligible for a Support for Mortgage Interest (SMI) loan, you need to…
When you apply for a qualifying benefit, you’ll be asked extra questions…
You’ll need to repay your SMI loan with interest if you sell or transfer…
You can still get financial help with your housing costs if your Income…
A personalised interactive calculator tool showing average monthly mortgage payments across the UK. Users can enter a mortgage term length and deposit amount and the tool will show average monthly payments in different areas of the country.
Mortgage Interest Run On is extra money you can get towards housing costs for 4 weeks if your benefits are stopping - eligibility, what you'll get, how to claim
Mortgage Interest Run On is extra money you can get towards your housing…
If you’re eligible and were getting Support for Mortgage Interest before…
You can claim Mortgage Interest Run On if you’ve stopped getting…
You don’t need to apply - you should get Mortgage Interest Run On…
How to report details of your disguised remuneration loan scheme and account for your loan charge liability.
Find out how interest is calculated and applied if you have a Plan 2 student loan, as well as previous interest rates.
You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.
Find out how interest is calculated and applied if you have a Postgraduate Loan from England or Wales, as well as previous interest rates.
How to buy a home: preparing to buy, deciding on a home, making offers, conveyancing, paying Stamp Duty Land Tax and making complaints.
Form and guidance notes for the local authority monthly borrowing and lending inquiry (MB).
Buy your rented home through the Right to Shared Ownership scheme: who can apply, how to apply, costs, paying rent, buying more shares, repairing and selling your home.
Use this if your payroll software or the GOV.UK calculator does not calculate your employee’s payments.
Find out who has to pay VAT payments on account, how HMRC works out your payments, the alternatives and how and when to pay.
Find out about buying a home through shared ownership. Read about who can apply, costs, paying rent, buying more shares and repairing and selling your home.
Guidance on debt relief orders for debt advisers. To search, press ‘control’ and ‘f’ on your keyboard at the same time. A search box will appear.
How to tax a beneficial loan arrangement for a director or employee.
Check dates for processing (crime and civil) and planned BACS payments, get financial statements, switch to variable monthly payments.
The process you need to follow to repay your Help to Buy: Equity Loan when you decide to sell your home.
Don’t include personal or financial information like your National Insurance number or credit card details.
To help us improve GOV.UK, we’d like to know more about your visit today. We’ll send you a link to a feedback form. It will take only 2 minutes to fill in. Don’t worry we won’t send you spam or share your email address with anyone.