National Insurance and tax after State Pension age
Overview
Most people stop paying National Insurance contributions after reaching State Pension age.
If you’re self-employed, your Class 2 National Insurance contributions will no longer be treated as paid. You stop paying Class 4 National Insurance from 6 April (start of the tax year) after you reach State Pension age.
You only pay Income Tax if your taxable income - including your private pension and State Pension - is more than your tax-free allowances (the amount of income you’re allowed before you pay tax).
You must contact HM Revenue and Customs (HMRC) if you think you should be paying tax.