Debt and money management
Help and advice including cost of living support, online calculators and tools, health related support and medical grants, utility support, savings and bank accounts.
Online calculators and tools
Benefit Calculators on GOV.UK – independent, anonymous benefit calculators
Benefits Checker on GOV.UK – to find out what support is available to help with living costs
Debt Advice Locator Tool – search for local debt advice
Find your local council on GOV.UK – for local support options
Money Manager Tool for Universal Credit customers – to help people budget whilst on Universal Credit
Help and advice with debt and money management
Advicelocal – local directories of support for work, money, housing and benefit advice
Bankruptcy guide on GOV.UK – information on what bankruptcy means for individuals
Breathing Space – scheme to get up to 60 days respite from interest, fees and court action on your debts
Christians Against Poverty – debt advice, job clubs, budgeting support and life skills
Citizens Advice debt and money – information on debt, mortgage and rent problems and creditor action
Citizens Advice Universal Credit debt and rent arrears – help with debt and rent arrears for Universal Credit customers
Court claims, debt and bankruptcy on GOV.UK – a list of guides for debt recovery for individuals and businesses
Debt Advice Foundation – provides confidential debt advice
Debt Support Trust – provides debt advice
Finding Your Way Forward – online advice for budgeting, dealing with reduced income, managing self-employment and redundancy
Help for Households - Get government cost of living support
Illegal Money Lending Team – investigates illegal money lending and related offences
Income Max – debt advice based on real life money issues like benefits, household bills and employment
Individual Voluntary Arrangements on GOV.UK – information about different options to pay off your debts
Just Finance Foundation – provides budgeting and debt advice
Let’s Talk – helps individuals and charities apply for grants with home energy costs and general budgeting support
Money Adviser Network – provides debt and budgeting advice
Money Helper – impartial money advice, tools and calculators for budgeting
Money Saving Expert – debt advice, mental health information when dealing with debt, practical money saving tips and deals
National Debt Expert – support for clearing and managing your debt
National Debtline – provides debt advice
No Recourse to Public Funds – provides financial advice for people with no recourse to public funds
OpenLearn – free budgeting and money courses
Payplan – provides debt advice and debt management plans
Specialist Debt Advice Service – a debt advice service ran by Shelter
Step Change – provides debt advice and debt management plans
Stop Loan Sharks – advice about how to avoid illegal money lenders and how to report them
Tax Help for Older People – tax advice and training for tax matters for people aged 60 and over on lower incomes
TaxAid – tax advice for people on low incomes
The Money Charity – budgeting advice and online budgeting courses
Trussell Trust: Help Through Hardship – budgeting and debt advice, sometimes inside a food bank
Turn2Us – support with benefits, debt, housing and legal issues alongside a benefit calculator and grant search tool
Voce Amgas De Esperanza UK – provides debt and budgeting support focused on Spanish-Portuguese people
Health related support and medical grants
CEA Card – provides disabled cinema guests an additional ticket for someone to go with them
Family Fund – grants for children and young people aged 17 and under with additional needs to buy practical items or respite breaks
Florence Nightingale Aid in Sickness Trust – grants for people who are ill, convalescent or disabled for medical or household aids
Mental Health and Money Advice – provide budgeting and debt advice for people experiencing issues with mental health and money
NHS – help with health costs for people getting Universal Credit
Percy Bilton charity – support worker referred grants to individuals on a low income with serious long term illnesses over the age of 65
Roald Dahl’s Marvellous Children’s Charity – grants for families facing financial hardship while caring for a child with a serious illness for medical related expenses
The Hospital Saturday Fund – grants for specialised medical equipment
The League of The Helping Hand – grants for people with mental health conditions for essential household items, specialist equipment and carers breaks
United Response – online booklets to explain money and finance for people with learning disabilities
Support for specific industries with debt and money management
ABTA Lifeline – fund for those involved the travel industry (COVID-19 related)
Arts Council England – fund for artists, freelancers and creative practitioners in the cultural sector (COVID-19)
B&CE Charitable Trust – support for construction works
Band of Builders – support for people working in the construction industry
Ben Support for life – health and wellbeing support for the automotive community
Business Debtline – debt advice for self-employed and small businesses
CaRe 20 – fund and support for those working in retail
Chartered Institute of Builders Benevolent Fund – financial assistance for CIOB members
Coal Industry Social Welfare – grants, advice and support for mine workers
Drinks Trust – advice and support for people working in the drinks industry
Electrical Industries Charity – counselling, debt and legal advice for people working in the electrical industry
Farming Community Network – debt advice and support for the farming community
Fashion and Textile Children’s Trust – grants for families and carers who have worked in the textile industry for children’s bedding, clothing and essential household items
For You By You – civil servant charity offering practical and financial advice
GroceryAid – financial support to those working in the grocery industry
Hair and Beauty Charity – debt support for hairdressers and beauty therapists
Help for Heroes – financial support for armed forces personnel living with an injury or illness from the time during service
Help Musicians – debt advice for musicians and creative musician grants
Hospitality Action (We are Tip Jar) – a hospitality industry focused emergency fund and tip jar
Licensed Trade Charity – financial and emotional support for people working in the drinks industry
Perennial – advice, support and financial assistance to people working in horticulture – including their immediate family
Public Transport Benevolent Fund – financial support for members of the Transport Benevolent Fund
Railway Benefit Fund – debt advice, grants, a family fund and signposting to other services for people working on the railway
Rainy Day Trust – support for professional trade people and workers in the manufacturing, wholesale, retail and distribution areas of glass, houseware and gardening products.
Retail Trust – financial support and advice for people working in retail
Royal Agricultural Benevolent Institution – support for farmers in financial difficulty
Royal British Legion – cost of living grants for kitchen appliances and energy costs
Society of Authors – debt and financial support for writers, illustrators, scriptwriters and journalists
Theatrical Guild – short term financial support for people working backstage or front of house in theatres
The Care Workers charity – emergency funds for care workers for illness, self isolation or funeral costs
The Junius S Morgan Benevolent Fund – fund for nurses and health care assistants for essential household items
Unison – financial support for Unison members
Unite the Union – benevolent fund for Unite the Union members and employees
Savings and bank accounts
Credit Union - a financial co operative which provides savings, loans and a range of services to its members.
Help to Save on GOV.UK – a government savings account for certain people entitled to Working Tax Credit or Universal Credit to get a bonus of 50p for every £1 they save over 4 years
HSBC No Fixed Address Service – supporting those with no fixed address open a bank account
Utilities
Ask CPAG Fuel Rights Handbook – help to tackle fuel poverty
British Gas Energy Trust – signposting for debt support, budget planning, tariff switching and energy grants
BT Home Essentials – low cost broadband and phone tariffs
CCW – independent representatives for water consumers in England and Wales
Cost of living support on GOV.UK – policy paper on the cost of living support
Coronavirus advice for paying bills on GOV.UK – COVID-19 specific advice
Disability Cost of Living Payment – a lump sum payment of £150 for certain people
EDF Energy support – grants to clear gas and electric debts owed by EDF customers
Energy Price Guarantee on GOV.UK – latest government announcement for families and businesses on the Energy Price Guarantee
EON Energy Fund – financial and budgeting support for EON customers with arrears
Fuel Bank Foundation – financial advice for managing energy bills
Groundwork: Green Doctor – household support for reducing bills and carbon emissions
Hyperoptic Fair Fibre Plan – discount broadband for Universal Credit customers
Kcom FullFibre Flex Plan – discount broadband social tarrif
LEAP – home energy advice for reducing bills and finding a better energy tarrif
Ofcom – cheaper broadband tariffs for people on benefits
PayPoint Store Locator – pay your bills, top-up or redeem credit vouchers using a PayPoint
Scope UK Disability Energy Support – energy and water advice for disabled people
Talk Talk Customer Broadband Offer – pre-paid 6 month fibre broadband for jobseekers
Tesco Reconnects – mobile phones with 3 months credit for vulnerable and disadvantaged people
United Utilities Support – support for people struggling to pay their water bills for United Utility customers
Uswitch Broadband deals – broadband deals for low income families
Virgin Media Essentials – broadband deals for people of means-tested benefits
VOXI For Now – mobile phone deals for low income families
Warm and Safe Homes (WASH) – help and advice for energy grants, energy saving and insulation
Warm Home Discount Scheme on GOV.UK – information on a one off discount from electric bill
WaterSure scheme – help paying water bills
Schemes and grants for debt and money management
30 hours free childcare on GOV.UK – information about the childcare scheme
Advanced Learner Loan on GOV.UK – information on loans to support the costs of further education
Al-Mizan Trust – A grant-funder that supports disadvantaged communities across the UK
Ask a friend – arrange a trusted friend or volunteer to withdraw cash using a single use voucher at a Post Office, bank, building society or credit union
BBC Children in Need – financial support for young people up to the age of 18 that must be applied for by a registered referrer that is supporting the applicant
British Red Cross fund – provides financial support and advice to anyone with money problems
Entitledto – information about things you may be entitled to if you have young children and claim a means-tested benefit
Friends of the Elderly – a third party referral grant for state retirement age people on a low income to cover home essentials and digital connections
Free School Meals on GOV.UK – apply for free school meals
Glasspool – hardship grants to be applied for through a charity or community organisation
Healthy Start – weekly vouchers for milk, fruit, vegetables and infant formula milk
Help for Households – government website listing cost of living support
Home Energy Appliance Replacement (HEART) – provides vulnerable households with replacement home appliances
Household Support Fund – information about the household support fund – eligibility is determined by the local authority
Kids Eat Free – Money Saving Central – directory of places where children can eat for free during half term
Legal Aid on GOV.UK – information about Legal Aid
Royal Mail Concession Redirection – lower prices for redirection for anyone claiming Universal Credit
School uniform costs on GOV.UK – information to get help with school uniform costs
School transport support on GOV.UK – check your eligibility for help with the cost of school transport
Shelter England Discretionary Housing Payments – can provide discretionary housing payments alongside housing advice
Smallwood Trust – runs a Women’s Resilience Fund for women on a low income alongside financial advice
Student Loans Company on GOV.UK – provides loans and grants to students in universities and colleges
Timpson’s Dry Cleaning Service – free cleaning service for unemployed people going to an interview
Transport for London Jobcentre Plus Travel Discount – travel discount for jobseekers
Universal Credit – other financial support available on GOV.UK – information on advances, hardship payments and budgeting loans
Help and advice with debt and money management
ACFA A network of advice centres in the South West of England, working in partnership to combat poverty
Bromford Housing - Help and advice for Bromford customers
Centre for Sustainable Energy - energy-saving resources
Clean Slate - A money advice programme for anyone worried about debt
North Bristol Advice Centre - Debt and budgeting advice
South Bristol Advice Services - Debt and budgeting advice
One Stop Shop - South Gloucestershire Council - Financial support and advise service
Talking Money – Advice for people with financial problems in Bristol
Somerset Community Connect - support with claiming benefits, managing bills and personal budgets
Wiser Money - Free, Confidential & Impartial Money & Debt Advice for customers in West Somerset
GL Communities - Financial support and advise service
Gloucestershire Community Based Support - P3 charity – provides a range of services to people living in the local community
Two Rivers Housing – help and advice for Two Rivers Housing customers
Utilities
Warm and Well –South Gloucestershire free energy efficiency advice
Somerset Village & Community Agents - for those aged 50+ and those clinically extremely vulnerable
Help and advice with debt and money management
Bedford Salvation Army Debt Advice Service Bedford - Debt Advice Service Authorised and Regulated by the Financial Conduct Authority (FCA)
Central Bedfordshire Council Online information - CBC are offering additional financial support to those receiving Council Tax Support, Housing Benefit and Local Housing Allowance
Community Money Advice- Support and advice on debt and money problems
Dunstable Salvation Army Debt Advice Centre Dunstable - The Salvation Army offer a free, confidential, professional service for those struggling with their personal finances
Financial inclusion and debt advice – Borough of Broxbourne Council - Council’s benefits service provides advice and guidance on money matters
Hertfordshire Children’s Fund (hertscf.org.uk) - Grants of up to £300 for families in crisis. Applications must come from organisation supporting the family
HertsHelp- Help with food/furniture/keeping warm/finances
Hertsmere Borough Council- Supporting people facing unexpected and exceptional financial pressure
Hertfordshire County Council Money advice - Budgeting support from Herts County Council Money Advice Unit
Local Welfare Assistance (LWA) (luton.gov.uk) - Providing support for Crisis Awards or Community Care Awards
Luton Salvation Army Debt Advice Service Luton - Free and confidential service open to the whole community of Luton
Money Matters Community Bank - covers postcodes LU1 to LU7, and offers an alternative to High Street Banks
Three Rivers Council - Provides various details of various support available
Help and advice with debt and money management
Frontline Debt Advice – Life after debt - see website for details
Reading Borough Council Money Matters - cost of living advice and support
Slough Advice Centre – Information & Advice for Slough Residents – see website for details
West Berkshire Council New Cost of Living Support Hub - to support residents facing financial hardship this winter
Buckinghamshire Council -Money problems - advice and support if you are struggling to make ends meet
Connection Support - Buckinghamshire - provide support to a wide range of people through projects across the county of Buckinghamshire
Help and advice with debt and money management
STAK St Austell – provides money and debt advice
Launceston Community Money Advice – provides money, budgeting and debt advice
Cornwall Council Trading Standards – provides debt advice
Smart Savings - supporting the Cornish community with money and debt management
Navigate Charity Money & Debt Advice – provides money and debt advice
Utilities
Cornwall Council Home solutions - Homeowners with a disability over the age of 18. Can assist households with gas servicing and essential repairs to help them stay gas safe in their homes
Cornwall Wood Bank scheme - a community enterprise created to help address the issues of fuel poverty in Cornwall
Help and advice with debt and money management
Faithworks CMA Debt and money management advice
Magna - Magna - Budgeting, claiming benefits, help with priority bills, help to open bank accounts, assist with signposting to other agencies
Sovereign Housing - Residents financial and debt advice
Sparsholt College Hampshire - Online Managing your Money course
Lantern Trust – Weymouth- Offers benefit advice
The Waterlily Project - Supports vulnerable women affected by financial difficulty
The You Trust - Assistance with accessing and appealing benefit claims, budgeting and household debt and rent arrears
Swindon Borough Council - Benefits and debt advice
Frontline Debt Advice - Provides expert help to those who are under the burden of debt
No Limits - Hampshire- Free and confidential information advice counselling and support, including on debt, for people aged under 26
Prospect Estate Big Local - Money Advice
Portsmouth City CouncilPortsmouth City Council - Financial advice
The Vine Centre - Finances support
Islefindit – Isle of Wight Directory of financial and debt advice
Utilities
Wessex Water - Bill payment options and advice
Help and advice with debt and money management
Capitalise Debt Advice – offers free debt advice to vulnerable people in East London
Money A+E – contact your Work Coach about this workshop on reducing your bills and how to bank online in Hackney
Newham Money Works – provides financial advice for people in Newham
The Branches – contact your Work Coach about this benefits and housing support service in Walthamstow
Schemes and grants for debt and money management
DABD – offers a Havering Emergency Assistance Scheme for people in a crisis in Havering
Help and advice with debt and money management
Colchester Borough Council – contact your Work Coach about contacting the Financial Employment Support and Employment Team for people in Colchester
Essex County Council – local information and signposting to local support services for debt and money advice
Rochford District Council – local information and signposting to support services for debt and money advice
Southend Borough Council – local information and signposting to support services for debt and money advice
Standguide Group – contact your Work Coach about this 6 week money management programme for people in Essex
Schemes and grants for debt and money management
Thurrock Council – provides an essential living fund for people in crisis in Thurrock
Help and advice with debt and money management
Ashford Advice – advice for rent and mortgage arrears, fines and other debt issues in Ashford
Crosslight – provides debt and money advice for people in Sevenoaks, Tonbridge and Tunbridge Wells
Optivo – provides budgeting, debt and welfare advice for people in Swale
Paddock Wood Community Advice Centre – provides money and debt advice for Paddock Wood, Tonbridge and Tunbridge Wells
Swale Your Way – provides money and housing advice for people in Sheppey and Sittingbourne
Utilities
Children’s and Families Limited – runs a Fuel and Water Adviser Service for people in Swale
Southern Water – has four affordability schemes for Southern Water customers
Schemes and grants for debt and money management
Kent County Council – runs a Home Essentials in a Crisis scheme for short term assistance in an emergency
Richard Watts Charities – support for essential household goods for ME1 and ME2 postcodes only
Savings and bank accounts
Passage – provides support for people who need to open a bank account, based in Victoria
Help and advice with debt and money management
Centre70 - supports adults who are facing social, mental, financial or other personal difficulties
Help and advice with debt and money management
CDA Redhill - providing debt advice for people living in the vicinity of Redhill, Surrey.
Crawley Borough Council - Help with money worries
Frontline Debt Advice - Free debt and welfare benefit advice
HARC – Hastings Advice and Representation Centre - free and confidential Welfare Benefits advice, information and representation to the people of East Sussex
Help and advice with debt and money management
Pennysmart - offers free debt and benefit advice and money education in Chester
Warrington Council - Local support scheme - help with food parcels, essential appliances for the home, essential furniture, utility cards to help pay for utility bills at the Post Office.
Help and advice with debt and money management
Cumbria Law Centre - a community organisation offering free legal advice and representation to people who live or work in the county.
Lancashire Women - offer free advice to women in Lancashire if you are worried about any aspect of debt.
Help and advice with debt and money management
Age UK - North Yorkshire & Darlington - provides a free, impartial, independent and confidential one to one Information and Advice Service.
Help and advice with debt and money management
Salford City Council - BetterOff in Salford - helping everyone in the city with the cost of living and finding ways for residents to become better off.
Help and advice with debt and money management
Compassion Acts - give advice and support on benefits and debt, budgeting and money management help, and support with other costs such as fuel and clothes
St Andrew’s Community Network - deliver support in three main areas: Money Management; Food Poverty; and Community Wellbeing.
Wirral InfoBank - organisations that provide information or advice on benefits, debt, money management, housing options, as well as help with accessing food/groceries or paying for your fuel bills.
Help and advice with debt and money management
Five Lamps - integrated range of social, economic and financial inclusion services
Newcastle City Council - Debt and money advice
Help and advice with debt and money management
BCP - Burmantofts Community Projects - help and advice on debt and benefits
Leeds City Council - Money Information Centre
Noah’s Ark Services - Money advice
Help and advice with debt and money management
Balsall Heath Church Centre – offers support with Benefits, Housing, Debt, Neighbourhood Policing and Anti-Social Behaviour
Birmingham Debt Advice Team – offers help with financial issues, debts, and mortgage rescue for those at risk of losing their home
Free at Last – offers advice and guidance on debt and welfare benefits - B7 postcode residents have priority
Riverside Money Advice - offers free, confidential, and independent budgeting and debt advice and practical help to escape debt in the south Birmingham area
Solihull Community Housing – provides debt advice support for rent arrears and problems paying rent or bills
Spitfire Support Services - provides free, confidential, and impartial advice for people living in Birmingham on a wide range of money, benefit, housing, or employment issues
Help and advice with debt and money management
Ablewell Advice - supporting the people of Walsall with debt and welfare benefits advice
Bridging the Gap - Resource Centre incorporating Willenhall Money Advice
Wolverhampton Homes Money advice - Money advice and budgeting service
Sandwell Financial Services HUB - Sandwell Council - providing financial support and debt guidance
Walsall Money Advice Project - operates a free advice and advocacy service for anyone living or working in the borough of Walsall.
Welfare Rights Service - Walsall - help residents to gain full entitlement to Welfare benefits but also concentrate on quality of life improvements
Welfare Rights Team Sandwell Council - give free advice and support on all welfare benefits
Utilities
Energy Hub Utilita Energy - Support with billing queries, energy usage and efficiency for the whole community of Sandwell regardless of their supplier
Savings and bank accounts
6Towns Credit Union Ltd. - access to loans and financial services in the West Bromwich area
Castle & Crystal Credit Union - loans and savings for the West Midlands
Walsave Credit Union - access to loans and financial services in Walsall
Wolverhampton City Credit Union - access to loans and financial services for people who live or work in a WV postcode area
Help and advice with debt and money management
Broadland Housing Group - provides cost of living advice and support
DIAL Great Yarmouth - provides a wide range of advice
Future Projects - offers light touch financial support with managing debt
Making Money Count - offers a drop–in service for free confidential help and advice on money matters for people living in Cambridgeshire, Peterborough, Fenland and North Norfolk
Oak Grove Community Money Advice Norwich - provides help with money concerns and personal debt
Peterborough Environment City Trust - provides advice on changes that could be made to reduce energy costs and improve efficiency
The Rural Coffee Caravan - offering advice and information to isolated communities
Utilities
AquaCare Plus Anglian Water - offers discounted tariffs on water bills, temporary payment plans and forgiveness schemes
Essex and Suffolk Water - offers lower bills to eligible customers
Cambridgeshire ACRE - provides energy efficiency advice by phone
Watersure Cambridge Water - offers a reduced tariff for people with a water meter in receipt of certain benefits or are struggling to pay their bill
Schemes and grants for debt and money management
Digital Poverty Alliance - provides free computers to get families online
Greater Anglia – offers a Job Track scheme with discounted travel to interviews and the first two months or starting a new job
King’s Lynn & West Norfolk Charity Trust - provides help for those in need within the borough to relieve hardship or stress by paying for items
Norwich Charitable Trusts - provides grants to individuals under 25 years old on a household income below £700
The Foundation of Joanna Scott - provides grants for education to young Norwich people aged under 25
Help and advice with debt and money management
Charity Link – provides support to vulnerable people
Community Advice and Law Service – provides money management support and advice for Leicester City tenants
First Contact Plus – offers money and debt advice in Leicestershire
FreeDA – offers free debt advice and budgeting support
Futures Housing Group - offers help and advice with money matters
Melton and District Money Advice Centre – offers Confidential and impartial advice service concerning money and debt problems
Money Matters Leicester – offers free debt advice
Moneywise plus – offers financial advice support
Saffron Resource Centre – offers a variety of financial help in the LE2 area
South Northamptonshire Council Money advice service – offers debt advice
Savings and bank accounts
Clockwise Credit Union - provides a range of financial products and services to the local communities of Leicester, Leicestershire, Rutland, Northamptonshire, Coventry and Warwickshire
Utilities
Energywise Leicester – offers advice and support with managing energy costs and usage, manage and resolve issues with energy accounts
Schemes and grants for debt and money management
Northants Warm Homes – offers free gas connection and central heating to homes
Help and advice with debt and money management
Bestwood Advice Centre - offers specialist debt advice
Credit Union Nottingham, Lincoln and Mansfield - offers debt advice
Money And Work Ask Lion – offers a range of information and support with finances
Money Management for Lincolnshire residents – provides a free 2 hour online home budgeting course
Money Sorted - provides support and tailored interventions for people experiencing the greatest financial difficulty
Housing Possession Court Duty Scheme - co-ordinates a duty scheme at Court to offer advice and representation to individuals at mortgage and rent possession Hearings
Sharewear Clothing Scheme - offer free-of-charge clothing to people in economic difficulty
St Ann’s Advice Centre - offers debt advice
Utilities
Advice Nottingham - Fuel Debt – provides advice and support with fuel debt
Severn Trent Trust Fund Big Difference Scheme – provides up to 90% reductions for people on a low income
Nottingham Energy Partnership – offers advice on tariff switching, practical energy advice, broken heating, home insulation
Schemes and grants for debt and money management
The Lincoln Municipal Relief-in-Need Charities – offers support to buy white goods, for people in need who live in the city of Lincoln
Help and advice with debt and money management
Coventry Independent Advice Service - offers free financial advice, information and support to Coventry residents
Job shop – Coventry City Council - provides support with managing debt, budgeting, claiming benefits and better off calculation
Two Pennies Money Advice - provides help for people having problems with money and debt
Savings and bank accounts
No Interest Loan Scheme - provides people who live in Worcestershire, Herefordshire and Shropshire who are experiencing financial difficulties with no-interest loans
Utilities
Keeping Coventry Warm - provides a variety of support for Coventry residents
Keep Herefordshire Warm - provides a variety of support for Herefordshire residents
Help and advice with debt and money management
Money Advice team: Derby Homes residents - provides free, confidential and independent advice around money and debt problems, budgeting and welfare benefits
Cost of Living - Welcoming Spaces - provides places where people can meet up, socialise, and access support, relating to the cost of living
Derby City Mission - provides help to claimants who are in crisis with benefits and debt advice
Derbyshire Law Centre - offers free advice on issues regarding debt and homelessness
Derbyshire Unemployed Workers’ Centres - provide free and independent welfare rights advice
Direct Help and Advice - provides information and advice around debt and housing issues
Homes Plus - offers free money advice
LoveInspire Foundation Trust - provides support with essential items
Release Financial Charity - offers debt advice, training, guidance and information on managing finances
Saltbox - provides a free, impartial and confidential debt advice service
Sign Post Centre Stafford - provides a free legal advice drop-in service on the second Wednesday each month
Support through the cost of living crisis Stoke-on-Trent - offers support through the cost of living crisis
Savings and bank accounts
Derbyshire Community Bank - offers payroll savings and loans
Utilities
Community Oil Buying Scheme - Rural Action Derbyshire - can reduce the cost of heating oil by negotiating with oil suppliers for a bulk order
Heating Oil Bank - Rural Action Derbyshire - can pay for a delivery of 500 litres of oil or other fuel cost
Marches Energy Agency - provides practical solutions for customers worried about their energy bills
Warmer Derby and Derbyshire - High Peak Borough Council - free, independent and impartial advice to help reduce bills and tackle fuel poverty
Beat the Cold - offers independent advice on a range of energy related issues
South Staffs Water Assure tariff - provides a discount on water charges if eligible
Online calculators and tools
Benefit Calculators on GOV.UK – independent, anonymous benefit calculators
Benefits Checker on GOV.UK – to find out what support is available to help with living costs
Debt Advice Locator Tool – search for local debt advice
Find your local council on GOV.UK – for local support options
Money Manager Tool for Universal Credit customers – to help people budget whilst on Universal Credit
Help and advice with debt and money management
Advicelocal – local directories of support for work, money, housing and benefit advice
ALISS – a local information service for Scotland that includes money advice
Bankruptcy guide on GOV.UK – information on what bankruptcy means for individuals
Breathing Space – scheme to get up to 60 days respite from interest, fees and court action on your debts
Christians Against Poverty – debt advice, job clubs, budgeting support and life skills
Citizens Advice Scotland – help and information on finances and debt
Cost of Living Support in Scotland – a directory of organisations who provide free cost of living advice
Court claims, debt and bankruptcy on GOV.UK – a list of guides for debt recovery for individuals and businesses
Debt Advice Foundation – provides confidential debt advice
Debt Support Trust – provides debt advice
Finding Your Way Forward – online advice for budgeting, dealing with reduced income, managing self-employment and redundancy
Illegal Money Lending Team – investigates illegal money lending and related offences
Income Max – debt advice based on real life money issues like benefits, household bills and employment
Independent Food Aid Network and Nourish Project – produce leaflets to provide details of local money advice and ‘cash first’ options
Individual Voluntary Arrangements on GOV.UK – information about different options to pay off your debts
Just Finance Foundation – provides budgeting and debt advice
Let’s Talk – helps individuals and charities apply for grants with home energy costs and general budgeting support
Money Advice Scotland – support for people in debt
Money Helper – impartial money advice, tools and calculators for budgeting
Money Saving Expert – debt advice, mental health information when dealing with debt, practical money saving tips and deals
National Debt Expert – support for clearing and managing your debt
National Debtline – provides debt advice
No Recourse to Public Funds – provides financial advice for people with no recourse to public funds
OpenLearn – free budgeting and money courses
Payplan – provides debt advice and debt management plans
Step Change – provides debt advice and debt management plans
Stop Loan Sharks – advice about how to avoid illegal money lenders and how to report them
Tax Help for Older People – tax advice and training for tax matters for people aged 60 and over on lower incomes
TaxAid – tax advice for people on low incomes
The Money Charity – budgeting advice and online budgeting courses
Trussell Trust: Help Through Hardship – budgeting and debt advice, sometimes inside a food bank
Turn2Us – support with benefits, debt, housing and legal issues alongside a benefit calculator and grant search tool
Voce Amgas De Esperanza UK – provides debt and budgeting support focused on Spanish-Portuguese people
Young Scot – information for young people about budgeting and debt
Health related support and medical grants
CEA Card – provides disabled cinema guests an additional ticket for someone to go with them
Family Fund – grants for children and young people aged 17 and under with additional needs to buy practical items or respite breaks
Florence Nightingale Aid in Sickness Trust – grants for people who are ill, convalescent or disabled for medical or household aids
Mental Health and Money Advice – provide budgeting and debt advice for people experiencing issues with mental health and money
NHS – help with health costs for people getting Universal Credit
Percy Bilton charity – support worker referred grants to individuals on a low income with serious long term illnesses over the age of 65
Roald Dahl’s Marvellous Children’s Charity – grants for families facing financial hardship while caring for a child with a serious illness for medical related expenses
The Hospital Saturday Fund – grants for specialised medical equipment
The League of The Helping Hand – grants for people with mental health conditions for essential household items, specialist equipment and carers breaks
United Response – online booklets to explain money and finance for people with learning disabilities
Young Patients Family Fund – a fund for any parent, parent substitute of a young inpatient under the age of 18 receiving hospital care to claim for the costs of travel and food
Support for specific industries with debt and money management
ABTA Lifeline – fund for those involved the travel industry (COVID-19 related)
Arts Council England – fund for artists, freelancers and creative practitioners in the cultural sector (COVID-19)
B&CE Charitable Trust – support for construction works
Band of Builders – support for people working in the construction industry
Ben Support for life – health and wellbeing support for the automotive community
Business Debtline – debt advice for self-employed and small businesses
CaRe 20 – fund and support for those working in retail
Chartered Institute of Builders Benevolent Fund – financial assistance for CIOB members
Coal Industry Social Welfare – grants, advice and support for mine workers
Drinks Trust – advice and support for people working in the drinks industry
Electrical Industries Charity – counselling, debt and legal advice for people working in the electrical industry
Farming Community Network – debt advice and support for the farming community
Fashion and Textile Children’s Trust – grants for families and carers who have worked in the textile industry for children’s bedding, clothing and essential household items
For You By You – civil servant charity offering practical and financial advice
GroceryAid – financial support to those working in the grocery industry
Hair and Beauty Charity – debt support for hairdressers and beauty therapists
Help for Heroes – financial support for armed forces personnel living with an injury or illness from the time during service
Help Musicians – debt advice for musicians and creative musician grants
Hospitality Action (We are Tip Jar) – a hospitality industry focused emergency fund and tip jar
Licensed Trade Charity – financial and emotional support for people working in the drinks industry
Perennial – advice, support and financial assistance to people working in horticulture – including their immediate family
Public Transport Benevolent Fund – financial support for members of the Transport Benevolent Fund
Railway Benefit Fund – debt advice, grants, a family fund and signposting to other services for people working on the railway
Rainy Day Trust – support for professional trade people and workers in the manufacturing, wholesale, retail and distribution areas of glass, houseware and gardening products.
Retail Trust – financial support and advice for people working in retail
Royal Agricultural Benevolent Institution – support for farmers in financial difficulty
Royal British Legion – cost of living grants for kitchen appliances and energy costs
Society of Authors – debt and financial support for writers, illustrators, scriptwriters and journalists
Theatrical Guild – short term financial support for people working backstage or front of house in theatres
The Care Workers charity – emergency funds for care workers for illness, self isolation or funeral costs
The Junius S Morgan Benevolent Fund – fund for nurses and health care assistants for essential household items
Unison – financial support for Unison members
Unite the Union – benevolent fund for Unite the Union members and employees
Savings and bank accounts
Credit Union - a financial co operative which provides savings, loans and a range of services to its members.
Help to Save on GOV.UK – a government savings account for certain people entitled to Working Tax Credit or Universal Credit to get a bonus of 50p for every £1 they save over 4 years
HSBC No Fixed Address Service – supporting those with no fixed address open a bank account
Utilities
Ask CPAG Fuel Rights Handbook – help to tackle fuel poverty
British Gas Energy Trust – signposting for debt support, budget planning, tariff switching and energy grants
BT Home Essentials – low cost broadband and phone tariffs
Cost of living support on GOV.UK – policy paper on the cost of living support
Coronavirus advice for paying bills on GOV.UK – COVID-19 specific advice
Disability Cost of Living Payment – a lump sum payment of £150 for certain people
EDF Energy support – grants to clear gas and electric debts owed by EDF customers
Energy Price Guarantee on GOV.UK – latest government announcement for families and businesses on the Energy Price Guarantee
EON Energy Fund – financial and budgeting support for EON customers with arrears
Fuel Bank Foundation – financial advice for managing energy bills
Hyperoptic Fair Fibre Plan – discount broadband for Universal Credit customers
Kcom FullFibre Flex Plan – discount broadband social tarrif
LEAP – home energy advice for reducing bills and finding a better energy tarrif
Ofcom – cheaper broadband tariffs for people on benefits
PayPoint Store Locator – pay your bills, top-up or redeem credit vouchers using a PayPoint
SCARF Heat Fund – a crisis fund to help households experiencing fuel poverty
Talk Talk Customer Broadband Offer – pre-paid 6 month fibre broadband for jobseekers
Tesco Reconnects – mobile phones with 3 months credit for vulnerable and disadvantaged people
United Utilities Support – support for people struggling to pay their water bills for United Utility customers
Uswitch Broadband deals – broadband deals for low income families
Virgin Media Essentials – broadband deals for people of means-tested benefits
VOXI For Now – mobile phone deals for low income families
Warm and Safe Homes (WASH) – help and advice for energy grants, energy saving and insulation
Warm Home Discount Scheme on GOV.UK – information on a one off discount from electric bill
WaterSure scheme – help paying water bills
Schemes and grants for debt and money management
30 hours free childcare on GOV.UK – information about the childcare scheme
Advanced Learner Loan on GOV.UK – information on loans to support the costs of further education
Al-Mizan Trust – A grant-funder that supports disadvantaged communities across the UK
Ask a friend – arrange a trusted friend or volunteer to withdraw cash using a single use voucher at a Post Office, bank, building society or credit union
BBC Children in Need – financial support for young people up to the age of 18 that must be applied for by a registered referrer that is supporting the applicant
Best Start Grant and Best Start Foods – support for when you are pregnant or looking after a child
British Red Cross fund – provides financial support and advice to anyone with money problems
Entitledto – information about things you may be entitled to if you have young children and claim a means-tested benefit
Friends of the Elderly – a third party referral grant for state retirement age people on a low income to cover home essentials and digital connections
Free School Meals on GOV.UK – apply for free school meals
Glasspool – hardship grants to be applied for through a charity or community organisation
Help for Households – government website listing cost of living support
Home Energy Appliance Replacement (HEART) – provides vulnerable households with replacement home appliances
Home Energy Scotland – support for people looking at energy efficiency or greener ways to live including grants for energy saving home improvements
Household Support Fund – information about the household support fund – eligibility is determined by the local authority
Kids Eat Free – Money Saving Central – directory of places where children can eat for free during half term
Legal Aid on GOV.UK – information about Legal Aid
Royal Mail Concession Redirection – lower prices for redirection for anyone claiming Universal Credit
School uniform costs on GOV.UK – information to get help with school uniform costs
School transport support on GOV.UK – check your eligibility for help with the cost of school transport
Shelter England Discretionary Housing Payments – can provide discretionary housing payments alongside housing advice
Smallwood Trust – runs a Women’s Resilience Fund for women on a low income alongside financial advice
Student Loans Company on GOV.UK – provides loans and grants to students in universities and colleges
Timpson’s Dry Cleaning Service – free cleaning service for unemployed people going to an interview
Transport for London Jobcentre Plus Travel Discount – travel discount for jobseekers
Universal Credit – other financial support available on GOV.UK – information on advances, hardship payments and budgeting loans
Online calculators and tools
Angus Council Budgeting Tools – tools for managing your money and a cost of living tool
Help and advice with debt and money management
Aberdeen City Council – offers budgeting advice for people in Aberdeen
Aberdeen Foyer – runs a Financial Inclusion Service for people in Aberdeen
Cosy Kingdom – runs an energy and debt advice service for people in Fife
Crieff Connexions – a community hub that offers benefit and money advice
Dundee City Council – runs a council advice service that offers money, debt, benefit and energy advice for people in Dundee
Dundee Welfare Rights – support money and debt counselling, benefit entitlements and tribunal representation for people in Dundee
Health related support and medical grants
MacMillan Project Workers – contact your Work Coach about MacMillan’s money and finance project worker for people with cancer in Aberdeenshire
Help and advice with debt and money management
Glasgow City Council Welfare Rights and Debt Advice – offers benefit and money advice, an income maximisation service and bespoke support for complex cases
Help and advice with debt and money management
Advice Shop – provides advice on welfare, finance, equality and inclusion in West Lothian
AdvoCard – provide budgeting advice and advocacy for people with mental ill-health in Edinburgh
CHAI – a Community Help and Initiative Service to providing welfare, financial and emotional support to Edinburgh and the Lothians
Clackmannanshire Council Money & Welfare Benefits Advice Team – provides advice on accessing benefits and money management for people in Clackmannanshire
Falkirk Council Debt Advice Service – provides impartial debt advice for people in Falkirk and Grangemouth
Falkirk Council Welfare Advice Service – provides advice on accessing benefits for people in Falkirk and Grangemouth
West Lothian Financial Inclusion Network – offers advice on benefits, money matters and employability related issues in West Lothian
Help and advice with debt and money management
Highland Council Welfare Support Team – provides benefit and money advice for Inverness, Nairn and Inverness-shire
Moray Council – has an Income Maximisation team to provide money and benefit advice to people in Moray
REAP – contact your Work Coach about this energy advice service for people in Keith
Help and advice with debt and money management
Cunninghame Housing Association – contact your Work Coach about this energy advice service and in some cases emergency funding opportunity to people living in Dumfries and Galloway
Kates Kitchen – contact your Work Coach about this energy and money advice service for people in Annan
Money Matters Advice Service – contact your Work Coach about this welfare and money advice service in Hamilton
Help and advice with debt and money management
ALIENERGY – provides energy advice for for people in Argyll and Bute
Argyll and Bute Welfare Rights – information and welfare advice for Argyll and Bute
Bute Advice Centre – provides welfare, money and budgeting advice for Argyll and Bute
Engage – a food, fuel and finance advice service for people in Renfrewshire
Financial Fitness – offers financial advice to people in Inverclyde
First Stop Shop – provides welfare advice and access to council services in North Lanarkshire
Inverclyde Council Money Advice – an advisory team that provides debt and financial advice to people in Inverclyde
MacMillan – offers benefit advice to people with cancer in Inverclyde
Support for specific industries with debt and money management
Fisherman’s Mission – a charity that supports Fisherman with grants and welfare advice in Campbeltown and Oban
Schemes and grants for debt and money management
Invest in Renfrewshire – contact your Work Coach about this support fund for parents transitioning into work over a three month period## Debt and Money Management – savings and bank accounts
Online calculators and tools
Benefit Calculators on GOV.UK – independent, anonymous benefit calculators
Benefits Checker on GOV.UK – to find out what support is available to help with living costs
Debt Advice Locator Tool – search for local debt advice
Find your local council on GOV.UK – for local support options
Money Manager Tool for Universal Credit customers – to help people budget whilst on Universal Credit
Help and advice with debt and money management
Advicelocal – local directories of support for work, money, housing and benefit advice
Advicelink Cymru – offers advice on welfare benefits, debt, money advice and other issues
Bankruptcy guide on GOV.UK – information on what bankruptcy means for individuals
Breathing Space – scheme to get up to 60 days respite from interest, fees and court action on your debts
Christians Against Poverty – debt advice, job clubs, budgeting support and life skills
Citizens Advice – help with debt and rent arrears for Universal Credit customers
Claim What’s Yours – information on what benefits are available to people in Wales
Clean Slate – up to 12 week programme to help people manage money and budget on a low income
Court claims, debt and bankruptcy on GOV.UK – a list of guides for debt recovery for individuals and businesses
Debt Advice Foundation – provides confidential debt advice
Debt Support Trust – provides debt advice
Finding Your Way Forward – online advice for budgeting, dealing with reduced income, managing self-employment and redundancy
Illegal Money Lending Team – investigates illegal money lending and related offences
Income Max – debt advice based on real life money issues like benefits, household bills and employment
Individual Voluntary Arrangements on GOV.UK – information about different options to pay off your debts
Just Finance Foundation – provides budgeting and debt advice
Let’s Talk – helps individuals and charities apply for grants with home energy costs and general budgeting support
Money Helper – impartial money advice, tools and calculators for budgeting
Money Saving Expert – debt advice, mental health information when dealing with debt, practical money saving tips and deals
National Debt Expert – support for clearing and managing your debt
National Debtline – provides debt advice
No Recourse to Public Funds – provides financial advice for people with no recourse to public funds
OpenLearn – free budgeting and money courses
Payplan – provides debt advice and debt management plans
Specialist Debt Advice Service – a debt advice service ran by Shelter
Step Change – provides debt advice and debt management plans
Stop Loan Sharks – advice about how to avoid illegal money lenders and how to report them
Tax Help for Older People – tax advice and training for tax matters for people aged 60 and over on lower incomes
TaxAid – tax advice for people on low incomes
The Money Charity – budgeting advice and online budgeting courses
Trussell Trust: Help Through Hardship – budgeting and debt advice, sometimes inside a food bank
Turn2Us – support with benefits, debt, housing and legal issues alongside a benefit calculator and grant search tool
Voce Amgas De Esperanza UK – provides debt and budgeting support focused on Spanish-Portuguese people
Health related support and medical grants
CEA Card – provides disabled cinema guests an additional ticket for someone to go with them
Family Fund – grants for children and young people aged 17 and under with additional needs to buy practical items or respite breaks
Florence Nightingale Aid in Sickness Trust – grants for people who are ill, convalescent or disabled for medical or household aids
Mental Health and Money Advice – provide budgeting and debt advice for people experiencing issues with mental health and money
NHS – help with health costs for people getting Universal Credit
Percy Bilton charity – support worker referred grants to individuals on a low income with serious long term illnesses over the age of 65
Roald Dahl’s Marvellous Children’s Charity – grants for families facing financial hardship while caring for a child with a serious illness for medical related expenses
The Hospital Saturday Fund – grants for specialised medical equipment
The League of The Helping Hand – grants for people with mental health conditions for essential household items, specialist equipment and carers breaks
United Response – online booklets to explain money and finance for people with learning disabilities
Support for specific industries with debt and money management
ABTA Lifeline – fund for those involved the travel industry (COVID-19 related)
Arts Council England – fund for artists, freelancers and creative practitioners in the cultural sector (COVID-19)
B&CE Charitable Trust – support for construction works
Band of Builders – support for people working in the construction industry
Ben Support for life – health and wellbeing support for the automotive community
Business Debtline – debt advice for self-employed and small businesses
CaRe 20 – fund and support for those working in retail
Chartered Institute of Builders Benevolent Fund – financial assistance for CIOB members
Coal Industry Social Welfare – grants, advice and support for mine workers
Drinks Trust – advice and support for people working in the drinks industry
Electrical Industries Charity – counselling, debt and legal advice for people working in the electrical industry
Farming Community Network – debt advice and support for the farming community
Fashion and Textile Children’s Trust – grants for families and carers who have worked in the textile industry for children’s bedding, clothing and essential household items
For You By You – civil servant charity offering practical and financial advice
GroceryAid – financial support to those working in the grocery industry
Hair and Beauty Charity – debt support for hairdressers and beauty therapists
Help for Heroes – financial support for armed forces personnel living with an injury or illness from the time during service
Help Musicians – debt advice for musicians and creative musician grants
Hospitality Action (We are Tip Jar) – a hospitality industry focused emergency fund and tip jar
Licensed Trade Charity – financial and emotional support for people working in the drinks industry
Perennial – advice, support and financial assistance to people working in horticulture – including their immediate family
Public Transport Benevolent Fund – financial support for members of the Transport Benevolent Fund
Railway Benefit Fund – debt advice, grants, a family fund and signposting to other services for people working on the railway
Rainy Day Trust – support for professional trade people and workers in the manufacturing, wholesale, retail and distribution areas of glass, houseware and gardening products.
Retail Trust – financial support and advice for people working in retail
Royal Agricultural Benevolent Institution – support for farmers in financial difficulty
Royal British Legion – cost of living grants for kitchen appliances and energy costs
Society of Authors – debt and financial support for writers, illustrators, scriptwriters and journalists
Theatrical Guild – short term financial support for people working backstage or front of house in theatres
The Care Workers charity – emergency funds for care workers for illness, self isolation or funeral costs
The Junius S Morgan Benevolent Fund – fund for nurses and health care assistants for essential household items
Unison – financial support for Unison members
Unite the Union – benevolent fund for Unite the Union members and employees
Savings and back accounts
Credit Union - a financial co operative which provides savings, loans and a range of services to its members.
Help to Save on GOV.UK – a government savings account for certain people entitled to Working Tax Credit or Universal Credit to get a bonus of 50p for every £1 they save over 4 years
HSBC No Fixed Address Service – supporting those with no fixed address open a bank account
Utilities
Ask CPAG Fuel Rights Handbook – help to tackle fuel poverty
Arbed am Byth Cymru – a warm homes scheme for Wales
British Gas Energy Trust – signposting for debt support, budget planning, tariff switching and energy grants
BT Home Essentials – low cost broadband and phone tariffs
CCW – independent representatives for water consumers in England and Wales
Cost of living support on GOV.UK – policy paper on the cost of living support
Cost of living support on GOV.WALES – more information on the cost of living support for Wales
Coronavirus advice for paying bills on GOV.UK – COVID-19 specific advice
Disability Cost of Living Payment – a lump sum payment of £150 for certain people
EDF Energy support – grants to clear gas and electric debts owed by EDF customers
Energy Price Guarantee on GOV.UK – latest government announcement for families and businesses on the Energy Price Guarantee
EON Energy Fund – financial and budgeting support for EON customers with arrears
Fuel Bank Foundation – financial advice for managing energy bills
Groundwork: Green Doctor – household support for reducing bills and carbon emissions
Hyperoptic Fair Fibre Plan – discount broadband for Universal Credit customers
Kcom FullFibre Flex Plan – discount broadband social tarrif
LEAP – home energy advice for reducing bills and finding a better energy tariff
Nest – means tested home energy efficiency scheme for Wales
Ofcom – cheaper broadband tariffs for people on benefits
PayPoint Store Locator – pay your bills, top-up or redeem credit vouchers using a PayPoint
Scope UK Disability Energy Support – energy and water advice for disabled people
Talk Talk Customer Broadband Offer – pre-paid 6 month fibre broadband for jobseekers
Tesco Reconnects – mobile phones with 3 months credit for vulnerable and disadvantaged people
United Utilities Support – support for people struggling to pay their water bills for United Utility customers
Uswitch Broadband deals – broadband deals for low income families
Virgin Media Essentials – broadband deals for people of means-tested benefits
VOXI For Now – mobile phone deals for low income families
Wales Fuel Support Scheme – apply for a means tested payment from local authorities for your energy costs
Warmer Wales – a British Gas and Citizens Advice scheme to provide information
Warm and Safe Homes (WASH) – help and advice for energy grants, energy saving and insulation
Warm Home Discount Scheme on GOV.UK – information on a one off discount from electric bill
WaterSure Wales – places a cap on your water bill if you install a meter
Welsh Water – provides support for customers such as an assistance fund, water meters, low income tariffs and usage information
Schemes and grants for debt and money management
30 hours free childcare on GOV.UK – information about the childcare scheme
Advanced Learner Loan on GOV.UK – information on loans to support the costs of further education
Al-Mizan Trust – A grant-funder that supports disadvantaged communities across the UK
Ask a friend – arrange a trusted friend or volunteer to withdraw cash using a single use voucher at a Post Office, bank, building society or credit union
BBC Children in Need – financial support for young people up to the age of 18 that must be applied for by a registered referrer that is supporting the applicant
British Red Cross fund – provides financial support and advice to anyone with money problems
Entitledto – information about things you may be entitled to if you have young children and claim a means-tested benefit
Friends of the Elderly – a third party referral grant for state retirement age people on a low income to cover home essentials and digital connections
Free School Meals on GOV.UK – apply for free school meals
Glasspool – hardship grants to be applied for through a charity or community organisation
Healthy Start – weekly vouchers for milk, fruit, vegetables and infant formula milk
Help for Households – government website listing cost of living support
Home Energy Appliance Replacement (HEART) – provides vulnerable households with replacement home appliances
Household Support Fund – information about the household support fund – eligibility is determined by the local authority
Kids Eat Free – Money Saving Central – directory of places where children can eat for free during half term
Legal Aid on GOV.UK – information about Legal Aid
Royal Mail Concession Redirection – lower prices for redirection for anyone claiming Universal Credit
School uniform costs on GOV.UK – information to get help with school uniform costs
School transport support on GOV.UK – check your eligibility for help with the cost of school transport
Smallwood Trust – runs a Women’s Resilience Fund for women on a low income alongside financial advice
Student Loans Company on GOV.UK – provides loans and grants to students in universities and colleges
Timpson’s Dry Cleaning Service – free cleaning service for unemployed people going to an interview
Transport for London Jobcentre Plus Travel Discount – travel discount for jobseekers
Universal Credit – other financial support available on GOV.UK – information on advances, hardship payments and budgeting loans
Help and advice with debt and money management
Advice Mid Wales – advice on benefits, debt, money, housing, employment rights and law
Age Cymru – benefit advice for anyone over 50 living in Anglesey
Benefits Advice Shop – free benefits advice in Denbighshire – call 01745 345145 to book an appointment
Caia Park Community Advice Service – help with benefits, housing, debt and consumer problems
Community Money Advice Wrexham – free debt, budgeting and money advice for Caia Park and Wrexham
Flintshire Welfare Rights – helps with benefit advice, budgeting and support to become financially independent
J E O’Toole Welfare Advice Centre – provides benefit, budgeting and employment advice for Anglesey
Welfare Advice Powys County Council – provides budgeting and money advice for Powys
Welfare Rights Conwy County Borough Council – free benefit advice and debt support for Conwy
Welfare Rights Denbighshire County Council – free welfare rights and advocacy service for Denbighshire
Welfare Rights Unit Gwynedd County Council – free welfare rights service for Gwynedd to help people claim their correct benefit entitlement
Wrexham Welfare Rights Unit – support for any welfare issues, including money management and debt
Savings and back accounts
Cambrian Credit Union – a credit union for North Wales and Powys
Utilities
Groundwork Energy Vouchers – contact your Work Coach about how to apply for an energy voucher if you are a prepayment customer living in North Wales directly impacted by COVID-19
Groundwork LEAP – advice on switching energy providers and reducing water tariffs
Help and advice with debt and money management
Afon Support – provides money management, benefit for any adult facing housing issues in Torfaen
Melin Homes – debt, money and benefit advice for Melin residents only in Torfaen
Merthyr Tydfil Housing Association – advice on how to pay your rent
Monmouthshire County Council money and debt – support and guidance for money management
Savings and back accounts
BAG Credit Union – a credit union for Caephilly, Bargoed and Blackwood
Utilities
Power Up! Energy Advice – support line for potentially vulnerable people in fuel poverty call 0808 808 2274
Help and advice with debt and money management
Splice Child and Family Project – A Baby Bank for nappies, wipes, shampoo and bubble bath
Schemes and grants for debt and money management
Carmarthen Community Money Advice Centre – contact your Work Coach about this budgeting and debt support service
Splice Child and Family Project – A Baby Bank for nappies, wipes, shampoo and bubble bath
Tech4Families – The Digital Poverty Alliance and Currys run a service in Bridgend where you can apply for a computer if you don’t have access to one