We use some essential cookies to make this website work.
We’d like to set additional cookies to understand how you use GOV.UK, remember your settings and improve government services.
We also use cookies set by other sites to help us deliver content from their services.
You have accepted additional cookies. You can change your cookie settings at any time.
You have rejected additional cookies. You can change your cookie settings at any time.
Departments, agencies and public bodies
News stories, speeches, letters and notices
Detailed guidance, regulations and rules
Reports, analysis and official statistics
Consultations and strategy
Data, Freedom of Information releases and corporate reports
Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.
If you’re a homeowner or have bought a shared ownership property, you…
If you qualify for Support for Mortgage Interest (SMI), you’ll usually get…
To be eligible for a Support for Mortgage Interest (SMI) loan, you need to…
When you apply for a qualifying benefit, you’ll be asked extra questions…
You’ll need to repay your SMI loan with interest if you sell or transfer…
You can still get financial help with your housing costs if your Income…
You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.
A personalised interactive calculator tool showing average monthly mortgage payments across the UK. Users can enter a mortgage term length and deposit amount and the tool will show average monthly payments in different areas of the country.
How to repay your Help to Buy: Equity Loan, either in full or in part, when you remortgage your home.
When you need permission to remortgage, how your lenders are involved, what documents you’ll need and how to apply.
The process you need to follow to repay your Help to Buy: Equity Loan when you decide to sell your home.
This morning the Chancellor met the UK's principal mortgage lenders and the Financial Conduct Authority (FCA) to agree support for people struggling with mortgage repayments.
How to fully or partly repay your equity loan - with your own money, when you sell your home or when you remortgage.
The process to repay all or part of your Help to Buy: Equity Loan, using your own money or other private funds.
When you need permission to remortgage, what documents you’ll need and how to apply.
How you can add, remove or replace one or more homeowners, with a process known as a Transfer of Equity.
Guidance for lenders on taking part in the scheme to pay Support for Mortgage Interest (SMI) direct to qualifying lenders.
You are not allowed to sublet your home unless your personal circumstances make it difficult to live there.
The Department for Education (DfE) today (23 August 2023) confirmed annual updates to interest rates and repayment thresholds for undergraduate Income Contingent Student Loans, interest rates for postgraduate loans, and the interest rates and deferment threshold for Mortgage Style Student...
Don’t include personal or financial information like your National Insurance number or credit card details.
To help us improve GOV.UK, we’d like to know more about your visit today. We’ll send you a link to a feedback form. It will take only 2 minutes to fill in. Don’t worry we won’t send you spam or share your email address with anyone.