1. How it works
This guide is also available in Welsh (Cymraeg).
Marriage Allowance lets you transfer £1,150 of your Personal Allowance to your husband, wife or civil partner - if they earn more than you.
This reduces their tax by up to £230 in the tax year (6 April to 5 April the next year).
To benefit as a couple, you (as the lower earner) must have an income of £11,500 or less. You can calculate how much tax you’ll pay as a couple.
You can backdate your claim to include any tax year since 5 April 2015 that you were eligible for Marriage Allowance. If your partner has since died you can still claim - phone the Income Tax helpline.
Who can apply
You can get Marriage Allowance if all the following apply:
- you’re married or in a civil partnership
- you don’t earn anything or your income is £11,500 or less
- your partner’s income is between £11,501 and £45,000 (or £43,000 if you’re in Scotland)
It won’t affect your application for Marriage Allowance if you or your partner:
- are currently receiving a pension
- live abroad - as long as you get a Personal Allowance.
If you or your partner were born before 6 April 1935, you might benefit more as a couple by applying for Married Couple’s Allowance instead.