Topic

Pensions and ageing society

We are living longer but many people are not saving towards their retirement. By modernising the State Pension and protecting important benefits for older people, we will make sure everyone is able to enjoy a secure future.

Your State Pension is changing

The current State Pension scheme is being replaced. There’s a new scheme for people who reach State Pension age on or after 6 April 2016.

Workplace Pensions – We're all in

From 2012, millions of workers are being automatically enrolled into a workplace pension by their employer.

State Pension top up

Increase your State Pension and get a guaranteed extra income for life with the State Pension top up scheme.

Working past State Pension age

Find out about your options if you decide that you don’t want to stop working when you reach State Pension age.

Latest

1. One month to pension freedoms

   • published 6 March 2015
   • News story

2. Later life newsletter 65: March 2015

   • published 4 March 2015
   • Guidance

3. Occupational pension schemes: abolition of defined benefit contracting-out

   • updated 4 March 2015
   • Consultation outcome

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Policies 4

1. Reviewing the State Pension age

   How the government is making sure the State Pension is affordable in the long term and fair between generations.

2. Making the State Pension simpler and fairer

   How the government is making the State Pension simpler and fairer so it’s a good starting point for planning and saving for retirement.

3. Helping people save more for their retirement through workplace pensions

   What the government is doing to help people save in workplace pension schemes so that they meet their retirement income expectations.

4. Improving opportunities for older people

   What the government is doing to help improve life for older people in an ageing society.

Announcements

1. One month to pension freedoms

   • 6 March 2015
   • News story

2. Pension freedoms protected and new breed of pension schemes become law

   • 4 March 2015
   • Press release

3. FCA and DWP publish call for evidence on transaction costs

   • 2 March 2015
   • Press release

See all announcements

Consultations

1. Occupational pension schemes: abolition of defined benefit contracting-out

   • 4 March 2015
   • Consultation outcome

2. Improving transparency in workplace pensions: transaction costs disclosure

   • 2 March 2015
   • Open consultation

3. Changes to the law on investments in occupational pension schemes

   • 27 February 2015
   • Open consultation

See all consultations

Publications

1. Later life newsletter 65: March 2015

   • 4 March 2015
   • Guidance

2. DWP FOI releases for March 2015

   • 3 March 2015
   • FOI release

3. Pension flexibilities: amendments to occupational pension schemes regulations

   • 2 March 2015
   • Guidance

See all publications

Statistics

1. State Pension coverage: lower earnings limit and multiple jobs: 1996/97 to 2013/14

   • 24 February 2015
   • Statistics

2. Pensions Act 2007 review: statistical analysis

   • 28 January 2015
   • Statistics

3. Pensioners' Incomes Series 2012 to 2013

   • 19 December 2014
   • Statistics - national statistics

See all statistics

Detailed guides

1. Coal liabilities

   Information about the entitlements the government provides to coal miners that worked for British Coal, and their widows. Read more

2. Pensions for veterans

   Details of service pension and services managed by Veterans UK. Read more

3. Appeal to the Care Standards Tribunal

   How to appeal if you're excluded, removed or suspended from a register to work with or care for children or vulnerable adults. Read more