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Get help with savings if you're on a low income (Help to Save) - how it works, what you'll get, eligibility, how it affects your benefits and how to apply online.
Help to Save is a type of savings account. It allows certain people…
You can earn 2 tax-free bonuses over 4 years. You’ll get any bonuses…
You can open a Help to Save account if you’re receiving: Working Tax…
Saving money though a Help to Save account could affect your eligibility…
You need a Government Gateway user ID and password to set up a Help to…
Sign in to your Help to Save account - check your balance, grow your savings and bonus, read your messages and do other tasks
Work out how much money you'll get when you retire and plan ahead - State Pension, Pension Credit, National Insurance
A pension is a way to save money for later in your life. You may be able…
You can pay into as many pension schemes as you want. It depends on how…
Workplace pensions and personal or stakeholder pensions are a way of…
The pension you get from the government (‘State Pension’) is based on your…
You might decide that you do not want to stop working when you reach State…
When planning your pension and retirement income you might need help with:…
Personal pay and tax records you must keep to fill in a Self Assessment tax return: which records to keep, how long to keep records.
Help to Save is open to people receiving benefits including Working Tax Credit, Child Tax Credit and Universal Credit and offers a generous savings bonus.
You do not pay tax on your savings interest if you're on a low income.
HMRC encourages customers to sign up to Help to Save, the government savings scheme, after revealing savers shared £146 million in bonus payments.
If you complete a Self Assessment tax return, you must use it to tell HMRC about your student or postgraduate loan deductions.
Types of ISA available, the tax-free ISA allowance, withdrawing money and transferring ISAs
Tax advantages on employee share schemes including Share Incentive Plans, Save As You Earn, Company Share Option Plans and Enterprise Management Incentives
Records and paperwork you must keep if you're self-employed as a sole trader or partner in a business: income, costs, profit, how long to keep records.
Find out if simplified expenses suits your business. Compare what expenses you can claim using simplified expenses with what you can claim by working out the actual costs.
Find out how much you need to put aside for your Self Assessment tax bill if you're self-employed by using HM Revenue and Customs' (HMRC's) self-employed tax calculator.
Find out what records you must keep about trusts for tax purposes, who can access your information, and what to do if your records are lost or destroyed.
How children's savings accounts are taxed, and the £100 limit on savings given by parents
When you start repaying your student loan, your monthly repayments, what to do if you have 2 jobs or are self-employed, how to get a refund if you've overpaid.
27 million people across the UK will benefit from a yearly tax cut worth hundreds of pounds from today, meaning a household with two average earners will save nearly £1,000 per year.
Guidance and forms for tax on savings and investments. Including savings interest, savings for children, tax on shares and dividends, and ISAs.
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