Overview

Universal Credit is a monthly payment to help with your living costs. You may be able to get it if you’re on a low income or out of work.

You might get an extra amount of Universal Credit if you have a health condition or disability that limits how much work you can do. The Department for Work and Pensions (DWP) refers to this as your ‘capability to work’.

Your monthly payment is based on your circumstances, for example your health condition or disability, income and housing costs.

Find out if you’re eligible for Universal Credit.

This guide is also available in Welsh (Cymraeg).

If you live in Northern Ireland, go to Universal Credit in Northern Ireland.

Other support you can get

You may also be eligible for New Style Employment and Support Allowance.

Check if you can get other financial support.

If you might have 12 months or less to live

You may get extra money for Universal Credit if a medical professional has said you might have 12 months or less to live.

If you’re making a new claim, you can declare this during your application. If you’ve already made a claim, you’ll need to report this as a change of circumstances.

You will not usually need a Work Capability Assessment.

Find out more about getting benefits if you’re nearing the end of life.

  1. Step 1 Check if you're eligible

  2. Step 2 Create an account and make a claim

    You need an online account to claim Universal Credit.

    1. Set up an account and make a claim

    You must submit your claim within 28 days of creating your account.

    If you live with your partner, they will also need to set up an account. You'll be given a code to link the accounts together.

  3. and Find out how your claim is assessed

    You'll need to have an interview with Jobcentre Plus. You'll be told how to arrange this after you submit your claim. It will be within 10 working days.

    If you have a disability or health condition you may need a work capability assessment. You'll be told if you need one after you claim.

    1. You are currently viewing: What to do if you have a health condition or disability
  4. Step 3 Apply for an advance on your first payment

    If you need help with bills or other costs while you wait for your first payment, you can apply to get an advance.

    1. Get an advance on your first Universal Credit payment
    2. Check if you can get any other financial support
  5. Step 4 Get your first payment

    You’ll get your first payment 5 weeks after you claim. Your account will be updated to tell you how much it will be.

    1. What to do if you disagree with the decision
  6. Step 5 Report any change of circumstances

    You must update your account if your circumstances change to get the right payment.

    1. How to report a change in circumstances
    2. What to do if your payments are stopped